一、促进会的会员由团体会员和个人会员组成。
二、申请加入本会的会员须具备如下条件:
1. 拥护本团体的章程;
2. 有加入本团体的意愿;
3. 在本团体的业务(行业、学科)领域内具有一定的影响;
4. 有良好的诚信、契约与合作精神;
5. 愿意为产业的健康发展贡献力量,并承担更多社会任。
三、会员入会的程序是:
1. 提交入会申请书;
2. 经理事会讨论通过;
3. 理事会闭会期间,经常务理事会讨论通过;
4. 由理事会或理事会授权机构发给会员证。
四、会员享有下列权利:
1. 本团体的选举权、被选举权和表决权;
2. 参加本团体的活动;
3. 获得本团体服务的优先权;
4. 对本团体工作的批评建议权和监督权;
5. 入会自愿,退会自由。
五、会员履行下列义务:
1. 遵守本团体的决议;
2. 维护本团体的合法权益;
3. 完成本团体交办的工作;
4. 按规定交纳会费;
5. 向本团体反映情况,提供有关资料。
六、会员退会应书面通知本团体,并交回会员证。会员如1年不交纳会费或不参加本会活动的,视为自动退会。
七、会员如有严重违反本章程的行为,经理事会或常务理事会表决通过,予以除名。
八、个人会员仅限本会邀请。
Global Pet Insurance Market revenue is expected to surpass USD 10 billion by 2025; according to a new research report by Global Market Insights, Inc. The demand for pet insurance is rapidly gaining popularity owing to availability of innovative pet insurance policies that cover various aspects of pet reimbursement. For instance, multi-pet insurance is a novel scheme covering multiple pet policies in a single plan, that help the owners to lower the insurance premium. UK is witnessing an increase in demand for pet insurance owing to such novel approaches. There are also few insurance coverage policies that pays for pet cremation as well as for scenarios where the pet is lost.
到 2025 年,全球宠物保险市场收入预计将超过 100 亿美元;根据 Global Market Insights, Inc. 的一份新研究报告。由于涵盖宠物报销各个方面的创新宠物保险政策的可用性,对宠物保险的需求正在迅速普及。例如,多宠物保险是一种新颖的计划,在一个计划中涵盖多个宠物保单,可帮助业主降低保费。由于这种新颖的方法,英国对宠物保险的需求正在增加。也很少有保险单可以支付宠物火化以及宠物丢失的情况。
Rising pet adoption in developed as well as developing economies is significantly supporting pet insurance market expansion. European countries such as UK and Spain have the maximum penetration rate in terms of pet adoption. Although, Asian countries are at the nascent stage of development, and will show huge potential for growth owing to increase in disposable income. Changing customer preference regarding pet adoption in developing economies will significantly boost pet penetration rate across the analysis period.
发达经济体和发展中经济体越来越多的宠物收养正在极大地支持宠物保险市场的扩张。英国和西班牙等欧洲国家在宠物收养方面的渗透率最高。虽然,亚洲国家处于发展的初级阶段,由于可支配收入的增加,将显示出巨大的增长潜力。在发展中经济体改变客户对宠物收养的偏好将显着提高整个分析期间的宠物渗透率。
The major factors limiting the growth of pet insurance market is lack of standardized pet health codes for reimbursement, that makes claims processing difficult leading to rise in customer attrition. Moreover, lack of awareness about pet insurance in various developing economies will further impede the industry growth.
限制宠物保险市场增长的主要因素是缺乏标准化的宠物健康码进行报销,导致理赔困难,导致客户流失率上升。此外,各个发展中经济体对宠物保险的认识不足将进一步阻碍行业增长。
Accident cover policy insure pets in case of accidental injury in a motor vehicle incident, electrocution, burns, bone fractures, fight wounds, snake bite toxicity and other accidents. Accident policies are forecasted to show steady growth of 6.5% across the forecast timeframe. Accident policies are also referred as basic pet insurance as they provide budget-friendly cover for pet against accidental injury. Usually, the policy provides 80% reimbursement of the total veterinary bill.
意外保险政策为宠物在机动车事故中意外受伤、触电、烧伤、骨折、战斗伤口、蛇咬伤和其他事故提供保险。预计事故保单将在整个预测时间范围内稳定增长 6.5%。意外保险也被称为基本宠物保险,因为它们为宠物提供预算友好的意外伤害保险。通常,该政策提供总兽医费用的 80% 报销。
Insurance providers offer dog health insurance plans for injuries, illnesses and wellness care. Dogs segment is estimated to hold maximum revenue share of 80.8% in 2018 owing to increasing adoption of dogs across the globe. Countries such as U.S., Argentina, France have the highest population of pet dogs, thus propelling segmental growth. Furthermore, few of the insurance companies provide offers to include chronic and new recurring conditions at no additional cost, to enhance their revenue, thus augmenting market growth.
保险提供商为狗的受伤、疾病和健康护理提供健康保险计划。由于全球范围内越来越多地采用狗,预计狗部门在 2018 年将占据 80.8% 的最大收入份额。美国、阿根廷、法国等国家的宠物狗数量最多,从而推动了细分市场的增长。此外,很少有保险公司提供免费提供包括慢性和新的经常性病症的优惠,以增加其收入,从而促进市场增长。
Public health insurance providers are expected to show steady growth rate of 7.3% across the forecast timeframe. Public companies such as the New India Insurance, United India Insurance and Oriental Insurance offer various attractive cover schemes to pet owners. These companies offer customized insurance coverage for pets such as dogs, cats, birds, horses, and other exotic pets. Most of the private companies offer pet insurance for only cats and dogs due to higher demand, however, pet owners that are looking to insure other animal species turn up to public insurance companies. Public insurance companies usually have a high claim settlement ratio and are trusted by majority of the population, thus leading to advancement in the future.
预计公共健康保险提供商在预测时间内将呈现 7.3% 的稳定增长率。新印度保险、联合印度保险和东方保险等上市公司为宠物主人提供各种有吸引力的保险计划。这些公司为狗、猫、鸟、马和其他异国情调的宠物等宠物提供定制保险。由于需求增加,大多数私人公司只为猫和狗提供宠物保险,但是,希望为其他动物物种投保的宠物主人会求助于公共保险公司。公共保险公司通常具有较高的理赔率,并受到大多数人的信任,从而导致未来的发展。
The industry in U.S is still in its growing phase and is expected to grow at a fast pace compared to other countries. The growth is attributed to increasing consumer awareness regarding various novel pet insurance policies coupled with presence of several major industry players. Moreover, increasing trend of pet adoption in the U.S. will further augment market growth. Additionally, rising concerns among the population pertaining to their pet’s health and growing adoption of exotic pets in various states of America is another major growth fostering factor.
美国的行业仍处于成长阶段,预计与其他国家相比将快速增长。这一增长归因于消费者对各种新型宠物保险政策的认识不断提高,以及几家主要行业参与者的出现。此外,美国宠物收养的增长趋势将进一步推动市场增长。此外,人们对宠物健康的日益关注以及美国各州越来越多地采用外来宠物是另一个主要的增长促进因素。
Increasing rate of pet adoption coupled with rising number of companies offering innovative pet insurance policies will augment pet insurance market expansion. Few of the prominent players operating in the global pet insurance industry are Tropaion, Nationwide, Embrace, Petplan and Pethealth. Market players are involved in various strategic alliances such as mergers & acquisitions, partnerships, and strategic collaborations with other participants in order to acquire significant revenue shares and competitive edge over other market players. For instance, in February 2018, Healthy Paws Pet Insurance announced to join forces with Rover.com, one of the largest networks of pet sitters and dog walkers. The merger between both the companies will not only raise awareness regarding pet insurance, but also pet care services offered by Rover.com.
宠物收养率的提高以及提供创新宠物保险政策的公司数量的增加将促进宠物保险市场的扩张。Tropaion、Nationwide、Embrace、Petplan 和 Pethealth 是全球宠物保险行业的知名企业。市场参与者参与各种战略联盟,例如并购、合作伙伴关系以及与其他参与者的战略合作,以获得可观的收入份额和相对于其他市场参与者的竞争优势。例如,2018 年 2 月,Healthy Paws Pet Insurance 宣布与最大的宠物保姆和遛狗者网络之一 Rover.com 联手。两家公司的合并不仅会提高人们对宠物保险的认识,还会提高 Rover.com 提供的宠物护理服务的知名度。